How it Works

Applying for a loan with us is simple and quick. All you need to do is:

• Complete and submit the Application Form 
• We will check that you are on the electoral role and undertake some further checks to ensure that you are who you say you are
• We will contact you by email to ask you to sign the online loan agreement - this does not yet mean you have been approved for the loan.
• We will need to call you to undertake final security checks
• We will then transfer the money to your bank account - we have two levels of service for money transfers. The standard bank transfer takes between 1-3 days and the cost of this transfer is included in our fees, if you require a same day transfer we need to charge you £25 which is what we are charged by the bank; this is called CHAPS transfer.
• On your loan repayment date we will take the agreed amount from your account automatically
• We do allow you to extend the loan for a maximum of 4 months.
• You must not borrow more than you can afford to repay.

• By applying for a loan with us you will be agreeing to our Terms & Conditions which include the important section:

               1. Confirm that you are not under notice of leaving or redundancy and have no intention of leaving your current employment.

               2. Confirm that you are not currently or planning on entering into a Debt Management Programme, and IVA or intend on applying for Bankruptcy.

     3. Agree that should you enter a Debt Management Programme, within 31 days of taking this loan and before this loan is repaid that the loan and interest will be  repaid immediately and in full and any monies owed to Oasis Financial Services Limited or its appointed agents falls outside of the Debt Management programme.

1 Month Loan Pros and Cons

Is a 1 Month Loan right for you?

The Pros

• Faster to arrange than a normal loan - as little as a couple of hours from application to cash in your account*
• Much higher approval rates - applications accepted from anyone over 18 with a job, UK bank account and debit card
• Borrow from as little as £75 - only borrow as much as you need
• No long term committment - simply repay on your next payday

The Cons

• More expensive than a normal loan
• Only smaller amounts available
• Can become a monthly habit

* Same day transfer does not apply to customers with accounts in some UK banks. In some cases transfers can take up to 48 hours to show as cleared funds.